The longer you maintain a good credit history, the better you look to lenders.
Yes, this means that if you’re young, you will not be looked upon favorably (yet) by lenders. Just like with any reputation, you have to build your skills and prove that you’re a good risk to invest in. Young people who want to build a solid, healthy credit line should make start by establishing a couple credit accounts that are paid off each month. For example, get a credit card on which you charge the fuel for your car.
Your credit score also takes into account how long it has been since you used certain accounts. Be sure to use all of your credit cards periodically, because long-unused credit will not help you. Use your main credit lines periodically and pay off the balances on time. This will show activity and that you have a responsible
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